Invest with Discipline,  Insured for Life © 

Most of us at some point in our life encounter events that prompt the need for financial planning. 

• If you have children, do you have a college fund set up for them?

•  Do you have enough retirement assets to last your lifetime? 

• If illness, disability, or death happens to you, do you have enough Insurance to keep your loved ones out of financial hardship?

• About 60% of individuals, over the age 65, will require at least some type of long term care services in their lifetime. Do you have a long term care plan in place?

• Do you want to share your hard earned nest eggs with the IRS?  If not, then, do you have an estate plan?

• Are you sure you can afford your dream?
  

If your response is NO to one or more of the questions above, you need a financial plan. We offer financial planning services. This process includes the following steps:

• Learn about your personal and financial goals, needs and priorities
• Assess your values, expectations and risk tolerance level
• Determine your time horizon to reach these goals, needs and priorities
• Analyze and evaluate your current financial status
•  Develop a personalized financial plan for you
•  Implement your financial plan
•  Monitor your financial plan

We have both the CPA and the financial planning credentials to advise you in the capacity of a financial and a tax advisor.
 

The Certified Financial Planner Board of Standards requires their licensees to demonstrate the following areas of knowledge in their licensing process – Insurance planning, Investment planning, Income Tax Planning, Retirement planning as well as Estate planning.